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Are you looking to deposit money or obtain a loan? Compare the current interest rates offered by credit unions and banks.
On average, credit unions offer higher saving rates and lower loan rates. This could help group your savings grow faster and your loan will cost less. Credit unions also tend to charge lower fees, require lower deposit balances and offer better service.
Remember, before opening any account take the time to read the account disclosures. You will learn about the terms of the account, including any fees.
NCUA provides interest rate comparisons from S&P Global Market Intelligence, a division of S&P Global. S&P Global Market Intelligence tracks interest rates and terms at credit unions and banks across the country.