Credit Union Products and Services

Personal Banking

Today’s credit unions are offering more of what consumers expect from a bank, including online banking and mobile deposits. Check out the different types of products and services offered by many credit unions that suit every stage of your life.

Remember! Before opening any kind of banking account always ask about the terms of the account, including the rates or any fees. Learn more about why reading account disclosures is important.

Checking & Credit Cards
Whether you want to find out about how a checking account works or want to learn about the differences between a debit, credit or prepaid card we’ve put this information and more together in one spot.

Saving & Investing
Did you know the decisions you make today could have a big impact on how your money will grow over time? Credit unions encourage their members to save regularly to build economic security for themselves and their families. Learn more about saving and investing.

Consumer Loans
Consumers are faced with many options when they need credit to make a purchase. Learn about the different types of consumer loans, such as payday loans, unsecured personal loans and lines of credit, as well as the importance of your credit report and credit score so that you can obtain the best possible financing.

Mortgages & Home Ownership
Buying or renting a home, whether it’s an apartment, condo, townhouse or single family residence — can have a significant impact on your budget. In this section, you will find helpful information about home ownership types, home loan products, as well as resources to help you manage a home on a budget.

Direct Deposits & Withdrawals
When you open a new credit union account, you may be offered various banking services, including direct deposit. Learn about the advantages of using direct deposit and what to watch for if you authorize a direct withdrawal.

Money Transfers
Consumers in the United States send billions of dollars to friends, family and businesses domestically and in other countries. Generally, there are fees and other costs associated with these type of services. Learn more about these wire transfers and your consumer rights.

Online & Mobile Banking
Technology continues to transform our daily lives, and banking is no exception. Today, you can practically manage all of your personal finances online. In fact, some financial institutions operate completely online. When choosing a new financial institution or credit card, you should consider the online and mobile services that are offered, factoring them into your final decision.

Mobile Payments & Mobile Wallet
Learn about the different technologies and processes used to make mobile payments and using a mobile wallet.